ChicSassyInvestor

What I do in Quarantine and what I did with my COVID-19 Stimulus Check ๐Ÿคซ

I wish you well. Let’s remain hopeful. Let’s keep counting our blessings.

Side story. I work like clockwork. I have OCD tendencies and I’m a workaholic…so no surprise that weekend derails my purposiveness…no work, stock market is closed (yes, yes…I’ll tell you all about it in a little while), no language classes, no keto coffee and I’m just supposed to watch Korean and Chinese dramas, but I can only do it so much (fangirl with me on IG @NoonaDiaries). Gosh. I believe nobody has it easy. But with a steadfast and grateful heart, we do have to try harder…this too shall pass. Let’s do this! To survive this, there’s many ways to skin a cat…I saw a Filipino meme, it went like this. Gosh!

Yung iba means Others. Ikaw na kupal means a person who shows off or ostentatious. 

My remote work is full time, so, no rest for the weary. My bedtime routine would include Netflix and Viki, but not TikTok (what is TikTok? ๐Ÿ˜…). Hence, by default, I’m on the kupal side. Hah. I don’t mean to show off on purpose โœŒ๐Ÿป,  but I’m being diligent on updating my blog (I really try to be on a happy mode, that’s when I’m able to focus and write, otherwise I just do non-stop worrying thinking…no bueno), I do my Korean lessons everyday (and post my progress on social media ๐Ÿ˜‰), I update my LinkedIn and I’m learning the stock market. ๐Ÿค‘

Here’s my quarantine life in a nutshell:

1) Check my Stock Market Portfolio
2) 5-Minute Morning Plank/Yoga Routine
3) Keto Coffee
4) Remote Work (8:30 to forever, nah, I need to really fix me…work-life balance and burnout are real, folks!)
5) Dinner/Quick Family Time (oh, we tend to stay into our little bubble most of the time )
6) Blog, Social Media
7) Language Class (Currently, learning Korean)
8) Read (sometimes)
9) Watch
10) Sleep
11) Repeat

Let’s be purposive…keep sharpening the saw. I cannot do idle, so this works for me. So, 10 years ago, when I was literally a stay-at-home mom, I started my blog and I went out seeking for writing opportunities for Smart Parenting online. Up until when I went back to corporate world. But such is life, now, we’re forced to stay at home, so let’s do this again. I would say that my biggest win and takeaway from this all is learning to invest, invest for the future, money wise and for personal development…to never stop learning. Better days ahead. I got a Stimulus Check, Wednesday, April 15. What to do?

Confession of a used-to-be shopaholic. It has been months since I last went to San Francisco Premium Outlet.

Months since I bought my last Jo Malone Cologne.

I had a change of heart… just maybe, I’m not a material girl anymore living in a material world (follow me on IG @ChicSassyMomFinds). ๐Ÿ˜… I realized that except for skincare, my purses, clothes and shoes are useless (ouch!).

I fell in love with Robinhood. Curiosity didn’t kill the cat! Whew! ๐Ÿ˜…With that mindset,  I’m glad I said “tell me more about it!”. Believe me when I say that I’m clueless to Stock Market. But I love to read and to learn, so my natural tendency is to immerse myself in it. I’m so glad that I’m not losing money over it ๐Ÿ™๐Ÿป๐Ÿคž๐Ÿป, although I’m losing sleep over it. I do have a good coach. But with whatever you do, for it to truly sparks joy, it cannot be forced on you. You have to be into it. Commit. I have a funny and interesting mindset going into this. My quirkiness and all, make me believe and think that I can do this for good, and maybe I’ll be good at it too.

First off, Robinhood is free and easy. This is not a paid post, but if you sign up and join Robindhood using my link, you’ll have a claim to a free stock like Apple, Ford, or Facebook. My free stock was United States Steel.

Stock Market 101 with so many information out there will tell you, you can start small and now is a good time. Robinhood allows you to start with just $100, I did. Easy peasy transferring of funds to your bank account. When you put something into it, you have to forget that it exists. So meaning invest money that you will not need in the next 5 years. But there’s no hard and fast rule, because it’s your money, and you can do whatever with it anyhow, whenever, just for whatever. But really, it’s just a mindset coming in to stock market, because you are looking at the future value, the potential of it, it’s for a long term gain. We tend to dilly dally, but I ‘ll tell you how I did it! I’ll spill the beans.

Imagine buying a pair of shoes or a designer purse on Marshalls, then on TJ Maxx, then on San Francisco Premium Outlet. It’s basically money lost. My last purchase was for a MCM fanny pack. My most expensive recent purchase was for a Goyard St. Louis Tote. I used to believe that if someone tells you that you have enough bags, stop talking to them. You don’t need that negativity in your life. Hah. Gosh. Imagine, I’m skimping to buy an Apple Stock, but really, it’s just a fraction of a pair of Gucci Sneakers or a YSL Tribute shoes that I sadly just scratched because I missed a step. In my mind I would say, gosh, this devalued my YSL pair by about $200. But really, I’m just kidding myself when I’ll say that I can monetized my purses and shoes…investment, really?! Even if you say that a collectible or a vintage appreciates in value, chances are, no…you will never ever let it go. So with the same mindset, basically, when you put your money on stock market, think of it as shopping or getting your fill of retail therapy. But the greater beauty of it all, now wiser and happier (remember, it’s all about the mindset), with a lot of research, due diligence, tiny bit of luck, instinct and good advice (some have magical skills and they look into their crystal ball ๐Ÿ”ฎ, I kid you not), chances are, in a year or so, I’ll grow my money ๐Ÿ™๐Ÿป… money don’t grow on trees, but they do with Robinhood! Aha!

That’s the plan, ladies and gentlemen! Honestly, I am so bad in multi-level marketing, that I will fail for sure. But some are very successful, so, to each his own. But, although at first, I am clueless going into stock market, but there are economic indicators in play and not some mambo jambo when you go into it. Take note that clueless is the operative word, because no exaggeration, I don’t really know anything, but Robinhood app is so easy to navigate. Plus, get a good coach and you’ll be set!

I don’t know, it’s too early to preach to say that I’m all out of love for material things. Hah ๐Ÿ˜…โœŒ๐ŸปBut if I convinced you, sort of, that it’s worth meeting Robinhood, instead of getting a new pair of Tory Burch winter boots because they’re off-season and on sale, there are more tips that were useful to me. I’ll tell you more about it next post. We are not even talking Chanel or Hermes here, imagine if you are into it, life will be a little less complicated. And so, my friends, that’s what I did with my COVID-19 Stimulus Check, I bought stocks instead of purses. I’m officially an investor! That has a nice ring to it. ๐Ÿ˜‰

To be continued…

2 comments

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out /  Change )

Google photo

You are commenting using your Google account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: